Skip to main content
Sign inJoin as a lenderJoin as a broker
Request access

Private credit. Matched on mandate.

Ninth Wave matches lower middle market deals to lender mandates, explains the fit, and introduces the two sides only when both opt in.

I’m a lender I’m a broker or advisor
I’m a borrower

Founding cohort now forming. Access is reviewed.

See how it works

How it works

Match the credit to the mandate. Then both sides opt in.

Deal LifecycleIllustrative
DealHVAC ServicesFounder · Mountain West · Non-sponsored
$25.0MUnitranche · 3.7×

Connections Made

Both sides opted in
  • BrokerLenderPlacement desk
    Meridian Credit PartnersIntroduced
  • BrokerLenderPlacement desk
    Desk 02 · Awaiting lender opt-inAwaiting

Identity unlocks only after both sides opt in

Illustrative example. Not a live lender or borrower.
  1. 01

    Lenders state a mandate

    One written conversation of about 10 minutes. The lender reviews and corrects the mandate before it is used.

  2. 02

    Brokers discuss a deal

    Upload the CIM or discuss it in writing once. The broker reviews the profile before anything is screened.

  3. 03

    Hard conflicts are removed

    Size, structure, ownership, industry and geography are screened first. The rest are ranked with the reason and any stretch.

  4. 04

    Both sides opt in

    The broker approves each recipient. The lender replies Interest, Pass or Feedback from email. Only then is an introduction made.

Read the full process

Two ways in

One network. Built for both sides of the market.

For private credit lenders

State your mandate once. See only what fits.

Fewer irrelevant deals, deals you would otherwise miss, and no more repeating your mandate to every broker.

Explore the lender page

For brokers and advisors

Discuss the deal once. Know who to call first.

A ranked first call list with the reason for each lender. You approve every recipient, and nothing is broadcast.

Explore the broker page

A sample lender mandate and a sample financing teaser. View the documents

For sponsors and companies

Financing a specific deal?

Find private credit lenders suited to your acquisition, refinancing or growth financing. Our team does the lender research and makes direct introductions, based on your situation, financing needs and timing.

  • Lenders selected for your financing needs.
  • Direct support from our team.
  • Information shared with your approval.
Email the Team For sponsors and companies

Not a broker-dealer. Introductions only. A potential fit is not a financing commitment.

Visibility
Not a directory or a listing site. No one can browse the network, and names and contact details move only after a lender opts in.
Control
Brokers approve every recipient. Lenders choose every introduction.
Cost
No platform fee during the founding cohort. Future pricing will be announced before it applies.

Who is behind it

Built by a credit investor. Run personally.

Charlie Madden spent more than a decade at Barclays and Colbeck Capital, across leveraged finance syndication and special situations credit underwriting.

Lender mandates are nuanced and change with the portfolio. Deal information arrives in inconsistent formats. Ninth Wave organizes both so a broker can choose the first calls well, without giving up control of the relationship. Founding participants work directly with Charlie.

Leveraged finance
Barclays
Special situations
Colbeck Capital
In credit markets
10+ years
Email Charlie directlyLinkedIn Why Ninth Wave

Request access. Join the founding cohort.

Join as a lenderJoin as a broker

Ninth Wave is not a broker-dealer. It makes introductions only and does not negotiate or handle funds. Matching is not underwriting, and a potential fit is not a financing commitment.